What is the ATO fixed-rate WFH deduction for 2026-27?

70 cents per hour worked from home under the ATO fixed-rate method (2026-27). Covers electricity, gas, phone, internet, stationery, and computer consumables in one rate. Must keep a contemporaneous record of hours (e.g. a diary or app log).

What is the Medicare Levy Surcharge threshold in Australia?

For 2026-27, MLS Tier 1 kicks in above $105,000 for singles or $210,000 for families (adjusted for +$1,500 per dependent after the first). Rates: 1% for Tier 1, 1.25% Tier 2, 1.5% Tier 3. Held private hospital cover for the full year? MLS does not apply.

When is the tax return lodgment deadline in Australia?

31 October if lodging yourself. If you use a registered tax agent, the deadline typically extends to 15 May the following year (as long as you sign up with the agent before 31 October). Failure to lodge on time starts a Failure to Lodge fine of $330, doubling every 28 days.

What deductions can Australian nurses claim?

AHPRA registration fees, mandatory uniform + laundry (if compulsory and identifiable), stethoscope + medical instruments, indemnity insurance, self-education for maintaining current role, non-slip work shoes, union / professional association fees. Detailed occupation catalogue in the NestWise deduction finder.

Does NestWise replace an accountant?

No. NestWise organises what your accountant needs to see — receipts, WFH logs, deduction totals — so their time (and your fees) are spent on advice, not data entry. NestWise itself is not registered tax agent advice.

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Tax tools for Australian families

Source-cited deduction calculators built by a Chartered Accountant. Every figure traceable to the ATO. Verified 24 June 2026.

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How much tax refund are you leaving on the table?

Enter your income + occupation + WFH pattern. We’ll ballpark the deductions you’re probably missing by scrambling in March instead of tracking all year.

Your income

Occupation

WFH days per week

Private hospital cover?

Your tax refund at risk this year

Up to $1,871

Ballpark for a office / admin / finance on $110,000 with 2 WFH days/week and no private hospital cover. Detail below.

Where the refund leaks

WFH deduction under-claim

up to $81

Your 2 WFH days/week × 48 weeks × 70¢/hr = ~$538 claimable. Most people track half of that. Tracked all year in-app: full $538.

Office / admin / finance-specific deductions typically missed

up to $360

Union/prof memberships, PD, laptop bag, home office consumables. About $1200/yr of these get forgotten by March. NestWise prompts you when they land in your bank feed.

Medicare Levy Surcharge — no private hospital cover

up to $1,100

At $110,000 income with no private hospital cover, you pay 1-1.5% MLS. Basic hospital cover often costs LESS than the surcharge and gets you out of it. NestWise flags this the first time your income crosses the threshold.

Late-lodgment penalty risk

up to $330

FTL fine starts at $330 and doubles every 28 days. If you miss the 31 Oct deadline (or the tax agent extension), the ATO issues it automatically. NestWise pings you on 1 Oct.

Track all year vs scramble in March

What tax-time needs	Alone (March scramble)	With NestWise
WFH hours log	Guess from memory	Auto-track weekly, ATO-compliant
Occupation-specific deductions	Google the list once a year	Prompted when they land in bank feed
Receipt storage	Shoebox / photo roll	Snap + tag; searchable by category
MLS threshold watch	Notice at tax time (too late)	Flagged when income crosses
Late-lodgment reminder	Hope you remember	Pinged 1 Oct + 31 Oct
HECS / Div 293 crossings	Surprise at assessment	Watched, flagged upfront
Rental / investment income	Bank statement dig	Auto-classified from feed
Cost	Your time + under-claimed refund	$20/yr

Get NestWise for tax-time — $20/yr.

Tracks every deduction, every WFH hour, every threshold — all year. So March is a review, not a scramble.

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70¢/hour 2026-27

Work-from-home deduction

ATO fixed-rate (70¢/hr) and actual-cost methods, side by side

Enter your work pattern, see both methods compared, pick the higher one. Equipment items + contemporaneous-record disclosure built in.

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Pending legislation

Coming soon

Instant $1,000 work-expense deduction

Claim $1,000 in work expenses without receipts (proposed)

Government election commitment to allow a $1,000 standard deduction without itemised receipts. We're holding the live calculator until the legislation passes so we never quote a rule that isn't law.

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Why use NestWise’s calculators?

Built by a Chartered Accountant — every rate and rule traced to its ATO source, verified quarterly.
Single source of truth — rates live in one registry; when ATO updates, every calculator updates. No drift across the site.
Calm, no-advice tone — we show you the maths so you can take it to your tax agent. We don’t lodge for you, and we don’t pretend to.
Privacy-first — use any calculator without signing up. Email unlocks your personalised result and a copy in your inbox; nothing else is asked for.

How Free → Family works

Same tools, four points at which you give NestWise more — and get more back.

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No sign-up. Use any calculator, see the shape of the answer.

Email for your personalised estimate.

Pop your email in, get an estimate based on the details you entered, plus a copy in your inbox.

Free profile for your family picture.

Save it. Every calculator uses your saved family, not a fresh form each time.

Family membership helps you stay on top of it.

Bills, tax, entitlements, documents — the dates and rate changes on records you saved, brought back when they need you.

The full Family OS

Track WFH hours week-by-week + the rest of your family admin in one place

Family tier turns the calculators into a year-round record — contemporaneous WFH log, bills, entitlements, calendar, inbox auto-filing — with EOFY summaries ready for your accountant.

See Family tier →