NestWise™
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NestWise for retirees

Age Pension, CSHC, Aged Care — watched for you.

Rates shift every 20 March + 20 September. Deeming rates change. CSHC thresholds move. NestWise watches all of it against your profile and flags what changes for you — so you don’t re-check myGov every quarter.

Try the free Age Pension estimator →Sign up free
Free tier · no credit card · $20/year for the full bundle
What NestWise watches for you
  • Age Pension — both tests
    Income + assets tested every fortnight. NestWise runs both against your profile and shows which test is binding, live. Includes deeming (financial assets), Work Bonus, and every supplement.
  • CSHC — Commonwealth Seniors Health Card
    Concession card for retirees over Age Pension age but under the income test. Adjusted taxable income + deemed income from your account-based pensions. Threshold changes 20 Sep annually — NestWise flags it.
  • Rent Assistance — if you rent
    Extra payment on top of Age Pension for retiree renters. Rate depends on rent paid + family situation. Auto-detected from your Age Pension result.
  • Aged Care fees — before + after
    Support at Home + Residential Care means-tested fees. NestWise runs both means tests (income + assets) so you can plan the drawdown before it hits.
  • Filing cabinet
    IDs, insurance, wills, POA, medical directives — expiry-watched. Snap once, we mask the numbers.
  • Bill + calendar watching
    Rates due, insurance renewals, medical appointments, Deeming rate reviews — on one household calendar.
Why this can be trusted
Built by an Australian Chartered Accountant. Every retirement rate table (Age Pension max, income + assets thresholds, deeming, CSHC, Rent Assistance, Aged Care fees) verified against Services Australia + Department of Social Services every 20 March + 20 September when indexation lands. Covered by a 200+ scenario regression suite. Sources: Services Australia · DSS Social Security Guide.
What’s free · what’s paid
Free tier

Age Pension estimator, CSHC eligibility check, one filing cabinet document, one calendar event, one bill. Enough to see the shape of what NestWise does.

$20/year (founding)

Everything watched year-round. Rate change alerts before payments shift. Unlimited filing cabinet. Full Aged Care planning. Bill vigilance + calendar + inbox forwarding. Founding price locked for life.

Sign up free →See full pricing →
General information only. NestWise is not a registered financial adviser. Estimates use ATO + Services Australia + DSS published rules. Verify with Services Australia or a registered financial adviser before you act on any figure.