This is the basic FTB calc — same depth as Services Australia's own. NestWise's full version adds:
- Extra Day calculator — what does another work day cost in lost FTB + CCS + tax?
- $80,000 supplement cliff alert — drop $1 below the cliff = unlock $938/child supplement
- FTB ↔ CCS ↔ Kindy linkage from one income — all flow together
- Maintenance Income Test — how child support received reduces FTB-A
- Shared-care % impacts across FTB-A, FTB-B, CCS, and CS
- EOFY reconciliation projection + Smart Alerts on threshold crossings + age-out events
Drives FTB-A rate (under-13 vs 13-19) AND FTB-B eligibility (cuts out when youngest hits 13 for couples, 18 for singles).
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Not financial advice · FY 2025-26 rates from Services Australia · NestWise estimate, verify before relying on it