FY 2026-27rates. Five questions, 60 seconds. We’ll show your days, weekly pay, total gross, and whether you pass the work + income tests. Same engine as our paid planner.
This is an estimate using the official PPL day rate ($201/day) and the rules in our PPL guide. Confirm eligibility with Services Australia before relying on it for cashflow.
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Free account. Saves scenarios, does partner coordination, employer top-up modelling, return-to-work planning, and the specialty paths (adoption, surrogacy, multiples, and other situations).
Sign up free →Not financial advice · FY 2026-27 rates from Services Australia · NestWise estimate, verify before claiming · FY2027
Australian Paid Parental Leave pays the National Minimum Wage to eligible parents around the birth (or adoption) of a child. The rate is fixed by law, not based on your actual salary. What varies is HOW MANY days you get and HOW you can split them between partners.
PPL is expanding to 130 days total by 1 July 2026 (130 days = ~22 weeks). Of these, a number are reserved for each parent on a use-it-or-lose-it basisto encourage sharing. From 1 July 2025 the government also pays superannuation on PPLat the standard guarantee rate — a meaningful boost to retirement balance for parents (mostly mothers) taking the full leave.
Sarah is having their first baby in October 2026. Sarah earns $85,000/year as a marketing manager; Tom earns $110,000 as a software engineer. Both have been continuously employed for 3+ years.
Sarah’s individual income ($85k) is well under the $180,007cap — passes the income test. She’s worked continuously full-time — passes the work test. Tom’s individual income ($110k) also passes both tests. Sarah is the birthing parent so she’s the primary claimant.
The family pool is 130 days. As the partnered primary claimant, Sarah can take up to 110 days; 20 days are reserved for Tom on a use-it-or-lose-it basis. Sarah plans to take 90 days (~18 weeks); Tom takes 20 days (his 20 reserved + 0 from the shared pool). At National Minimum Wage of$1,005/week (per lib/rates.ts), Sarah’s gross PPL = 90 days ÷ 5 × $1,005≈ $18,085 gross. Tom’s gross PPL = 20 days ÷ 5 × $1,005≈ $4,019 gross.
12% super guarantee on the PPL amount = Sarah ~$2,170 added to super, Tom ~$482. Goes to their nominated super funds automatically.
PPL is taxable income. Sarah’s marginal rate at $85k + PPL ≈ 30%, so net PPL ~$12,207. Tom’s marginal rate at $110k + PPL ≈ 35%, so net PPL ~$2,612. These are illustrative; your actual marginal rate depends on total taxable income.
Family combined net PPL: ~$14,819, plus ~$2,652 to combined super.
Services Australia’s Payment and Service Finder will tell you whether you qualify for PPL and roughly how much. The NestWise calculator implements the same day-count + rate formula with source-traced figures.
PPL rates and rules change at 1 July annually, plus the 110-day expansion is phased in across 2024-2026. Re-run the calculator when:
Run the calculator above with your new numbers, then read the full PPL 2026-27 guide and lodge through myGov in the 3 months before the due date.