Free · No credit card

How much PPL will your family get?

Five questions, 60 seconds. We’ll show your days, weekly pay, total gross, and whether you pass the work + income tests. Same engine as our paid planner.

This is the basic PPL estimator — same depth as Services Australia's own. NestWise's full planner adds:

Extra Day calculator — return-to-work decisions after tax + lost CCS + FTB clawback
Specialty paths — adoption, surrogacy, twins, stillbirth, same-sex couples, self-employed
After-tax + PPL Super — your real take-home, not just the gross
Employer Leave Decoder — week-by-week combined cashflow for top-up / standalone / lump-sum patterns
Partner Coordination, Return-to-Work Planner, Pre-Birth Money Map with bridging-gap
PPL ↔ FTB-A interaction — how your leave year changes FTB and CCS together

Expected birth or adoption placement date

Drives which PPL tier applies (130 days from 1 July 2026; 120 days before that).

Are you partnered (married or de facto)?

Your annual gross income

Adjusted taxable income for the FY that ENDED before the earlier of birth/claim. For most pre-birth claims this is two FYs before birth.

Your partner's annual gross income

Used for the family income test ($373,094 cap for the 2024-25 reference year).

Have you worked at least 10 of the last 13 months?

Rough proxy for the work test (330 qualifying hours over ≥295 days, no >12-week gap). Full check in the paid planner.

Last step — 30 seconds.

Free account · no credit card · your result is saved to your profile so you can compare scenarios later.

By signing up you agree to our privacy policy. We never share your data.

Not financial advice · 2025–26 rates from Services Australia · NestWise estimate, verify before claiming · FY2026