Where to find it
On your Bills page, each bill due this week has Mark paid, and beside it Different? for the other two.
Mark paid
Use this when it went out as expected. NestWise keeps a note of the day you paid it, and the bill moves on to its next due date, on its usual day of the month.
Paid a different amount or day
Type what you paid and the day it went out. This changes that one payment only. The bill itself stays as it was. If the amount has changed for good, open the bill and change it there, so every future payment uses the new amount.
Not happening this time
For a payment that was skipped or cancelled this once, such as a paused lesson or a holiday from a subscription. It comes off your plan, and the next one stays on its usual day. If the bill has stopped for good, open it and remove it instead.
Is it paid? Open the bill
Open any bill on your Bills page to see its last few payments as a row of marks, oldest first. A filled tick is a payment your bank showed. An outlined tick is one you marked paid. A dashed ring is the next one, still to come. Under them, the latest is written out, for example “3 Nov: seen at your bank, $186 from Everyday”. A direct debit also says which account it comes out of, and if the money came from a different account, it says that too.
When your bank does not show it
NestWise looks first in the account the bill comes out of, and then in your other accounts. If a line in any of them looks like the payment, it shows it on the bill, for example “Looks like this one: $186 from Amex on 5 Nov. Is that it?”, and one tap links it. A direct debit that left a different account counts as paid, not missed.
After you mark a bill paid, NestWise looks for it in your bank lines. If your bank lines plainly cover those days and the payment is not there, it asks once, on the bill and in Needs you: where did it come from? You can choose another of your accounts, an account NestWise does not see, or say it was the usual account after all. If it has not really been paid yet, choose that, and it goes back to being due. Once you answer, it does not ask about that payment again. If you choose another account, it offers to use that account for the bill from now on.
It only asks when it can be sure. With no bank lines for that account, or lines that stop before those days, it stays quiet.
Undo
Each one shows what was saved, with Undo beside it. Undo puts the due date back as it was. If the bill has changed since, NestWise will not guess: it says so and leaves the bill as it is.
What stays the same
- Nothing is deleted. The expected payment and what really happened are both kept.
- A payment matched at your bank stays matched. You do not need to mark it paid as well.
- If something cannot be saved, NestWise says so, and your bill and plan are left as they were.