Simple pricing

Know exactly what you're entitled to

Free covers your full entitlement picture. Founding members get strategic planning tools — and everything we ship next.

Want to taste it first?

Try the free calculators — free account, no credit card. Same engines as the paid tools.

CCS →FTB →PPL →Child Support →

Founding member

NestWise Family

Strategic planning + everything we ship next

Founding member pricing

$39$20/year

Save $19 · 49% off

995 of 1,000 founding spots remaining

Founding members lock in $20/year forever — guaranteed access to everything we build and ship for as long as you stay subscribed. First 1,000 only; standard $39/year applies after.

Billed annually · locks in for life

That's 38¢ a week to lock today's price for every advanced tool we ship next

Everything in free, plus:

Your entitlements — the exact numbers

"You may be eligible for" hub card — branch-aware list of every entitlement your profile might unlocklive

Family entitlements wizard — kids, partner, income, work pattern → unlocks CCS / FTB / Extra Day in one flowlive

State sport vouchers, energy rebates, super co-contribution, First Home grants — pre-screened FIND surfacelive

State kindy / preschool funding across ALL 8 states + territories (NSW · VIC · QLD · WA · SA · TAS · NT · ACT)live

First Nations benefits — ABSTUDY, PBS Closing the Gap, Indigenous Health Incentive, state-level concessions (opt-in)live

Smart Alerts — proactive notice before an entitlement change (e.g. a child ageing out of Child Care Subsidy), in-app + emaillive

End-of-financial-year reconciliation — refund or debt projection before October is a surpriselive

The family operating layer

Daily check-in tile — mood + cycle (auto-phase-prediction) + energy + sleep, time-of-day aware AM/PM journal promptslive

Recipes + weekly meal planner + auto shopping listlive

Habits tracker — gentle, no streaks shown, weekly target celebration when you hit itlive

Reflect — paired morning + evening gratitude journal with rotating prompts, monthly rollup, "on this day last month/year" resurfacinglive

Cashflow Calendar — 12-month rolling view of wages, Family Tax Benefit instalments, end-of-financial-year supplements, childcare gap fees, tax deadlines & bills, with weekly + monthly totalslive

Cashflow tile — hub-level stacked IN/OUT bars per week or month, with the tightest period called out so you can see when you might be squeezedlive

State-aware weather card — postcode-driven, surfaces today's high/low at a glancelive

Money decision tools

Parental Leave Pay Year Planner — leave-window cashflow with annual-leave / employer / gov PPL / unpaid mix and auto-cascade to your Calendarlive

PPL scenario compare — save 2-3 leave plans and compare week-by-week cashflow side-by-sidelive

Child Support tools — assessment scanner, expense tracker, "Your Child Support picture" dashboard, per-child care % + multi-case Formula 3, FTB-A Maintenance Income Test integrationlive

Multi-source Adjusted Taxable Income (ATI) breakdown — PAYG salary, ABN income, investment, rental and other rows saved & reusable next yearlive

Super — every fund in one place (mine + partner + joint), co-contribution one-question check, contribution cap tracker, insurance-through-super audit, retirement projection, snap-statement extractionlive

Family admin layer

Guardian — actions you might miss (renewals, deadlines, reviews, health admin)live

Filing Cabinet — insurance, mortgage rolloff, subscription renewals all in one place; dates drop into your Calendar automaticallylive

Recurring Bills — rent, utilities, school fees & subscriptions auto-landing on your Calendarlive

Receipt + letter scanner — snap a photo of a bill, Centrelink letter, child support letter, school note or event invite; AI extracts and pre-fillslive

Document upload — store + tag any document, OCR available on scanlive

Audit Log — what changed, when, and why (every figure traceable)live

Founders also get — as it ships

NestWise Chatbot (Fin AI) — instant answers about CCS / FTB / PPL etc, sourced from our 53 guidescoming soon

Inbox forwarding — personal email address; forward Centrelink letters, school emails, bills and AI extracts the structured bits for reviewcoming soon

Work Scenarios Pro — save & compare multiple Extra-Day scenarios, plus multiple jobs & work types per personcoming soon

More Threshold Alerts — 20 Mar/20 Sep indexation detectors, income-change automatic re-projectionscoming soon

Absence Tracker — protect your CCS from accidental absence-day overruns (engine ready, dedicated UI pending)coming soon

Family Memory pillar — structured passport / Medicare / insurance / medical record storage with renewal reminderscoming soon

"Ask NestWise" search across your stored info — "What's my Medicare number?" / "When does our home insurance renew?"coming soon

CareWise (2027) — Age Pension, aged care fee estimator, ACAT assessment prep, home care packages, Carer Payment + Carer Allowancecoming soon

And more — founding members get everything we shipcoming soon

Founding members get everything as we ship it — at $20/yr forever.

Price locks in for life · Cancel anytime · Secure checkout via Stripe

Free

Always free — no card needed

Everything you need to see your family's money picture

Child Care Subsidy calculator — multi-child higher rate, First Nations & exemption rates

Family Tax Benefit Part A + Part B

State Kindy Funding — NSW · VIC · QLD

Extra Day Calculator — single scenario with full FTB & CCS impact

Parental Leave Pay — entitlement, days split, super

Child Support estimator — Services Australia Formula 1 with the Cost of Children table

Rent Assistance — paid with FTB-A for renters

Rate Checker — verify your myGov CCS rate

Family Money Picture — what you're getting · what's worth checking

Bridge waterfall — wages, tax, childcare & subsidies in one chart

Guardian dashboard — track entitlements, debts, thresholds, life events

ATI Calculator — verify your Adjusted Taxable Income, applied across CCS, FTB-A & FTB-B

Holiday Care Calculator — plan school-holiday costs after CCS

Audit Log — your reconciliation record, compounding year after year

Saved family profile — carries across every financial year & life stage

Get started free →

Common questions

What does "founding member" mean?

$20/yr is our early pricing for the first 1,000 paid members. Once those spots fill, the price goes up to $39/yr. Founding members lock in $20/yr forever — including every advanced tool we build next, at no extra cost.

Is the free version actually useful?

Free is the whole picture, not a teaser. Child Care Subsidy, Family Tax Benefit (A + B), State Kindy, the Extra Day & Holiday Care calculators, ATI verification applied across your entitlements, Bridge waterfall, Family Money Picture, Guardian dashboard and your Audit Log — all free. Founding membership locks today’s price for the advanced tools we build next (Child Support, the NestWise assistant, document filing cabinet, advanced audit records).

Are the numbers accurate?

We calculate using the official 2025–26 rates from the Department of Education and Services Australia. Entitlement estimates are just that — estimates. For exact figures always confirm with Centrelink via myGov.

What is the Extra Day Calculator?

It calculates whether working an extra day (or dropping one) leaves you better or worse off — after tax, childcare costs and any CCS rate changes. It handles bracket crossing and participation level changes automatically.

Can I cancel?

Yes, any time. If you cancel you keep access until the end of your billing period.

Start free today

No card required. Upgrade to founding member when you're ready.

Get started free →