Your income, kids and fees feed CCS, FTB, kindy and Parental Leave together — set up once, kept right as your life changes. Nowhere else joins it up.
Sign up takes 2 minutes · No credit card needed
Same engines our paid tools use. Fill in your details, sign up free in 30 seconds, see your result + save it to your profile.
Subsidy rate, daily subsidy, annual saving, out-of-pocket fees.
Try CCS calculator →Part A + Part B fortnightly and annual, including the supplement.
Try FTB calculator →Days, weekly pay, total gross, work + income test traffic lights.
Try PPL calculator →Free account · No credit card · Result saved to your profile
Your income, kids, hours and fees feed every entitlement at once. Change one number — every figure updates everywhere it matters.
The calculators above answer one question. Paid NestWise is the always-on family financial guardian — proactive alerts before things change, a planner for what's coming, a place to keep everything, and a chatbot landing soon to answer the rest.
Locked in for life · First 1,000 founding members only · Standard $39/yr after
Every entitlement, connected and kept current as your family changes.
See your exact subsidy rate, fortnightly entitlement, and end-of-year refund — based on your real numbers.
Is it actually worth working that extra day? Factor in tax, childcare and subsidy changes.
FTB Part A and Part B calculated alongside your CCS — see the full picture of government support.
NSW Start Strong, VIC Free Kinder, and QLD Free Kindy — see how state funding stacks on top of your childcare subsidy.
Most tools answer one question and stop. NestWise is the one place that connects them — your income, hours, kids and fees feed CCS, Family Tax Benefit, kindy and Parental Leave together, so a change in one updates everywhere it matters — from a new baby through the school years and beyond.
Weigh up an extra day's work and you see the whole effect — tax, childcare and subsidy at once, not a number in isolation. Set it up once; NestWise keeps it right as your family changes, and keeps the record. Nowhere else connects it like this.
Three steps to knowing your numbers.
Your profile carries across every financial year and life stage. NestWise remembers what changed, when, and what you were paid — so each year starts from the truth, not a blank form. The record compounds: the longer you're with NestWise, the more it protects you.
Every figure NestWise shows comes from the same official rulebooks Centrelink and the ATO use. Byte-exact engines, 198 regression tests on every deploy, and links back to the original source on every number — so anyone can verify any of it.
See our sources & how we calculateFounding member · $20/year — locked in forever. Family is what keeps working when you're not looking: a heads-up before an entitlement changes (like a child ageing out of Child Care Subsidy), and a profile and record that compound year after year. Only the first 1,000 founding members lock $20/yr for life — $39/yr after. One price, everything we ship next.
Create free account →No credit card · Upgrade when you're ready