Less in your head, more in your day.

Think of NestWise as a friendly family assistant in your pocket. It keeps your family’s money, paperwork and plans in one calm place, helps you spot money you may be missing out on, and shows you what’s worth your attention, so you can get on with your day.

NestWise was built by a Chartered Accountant and busy mum who knows the numbers, and knows how much a family has to keep track of.

Even with the know-how, keeping on top of it all is harder than it needs to be. Not because any one thing is difficult, but because there are so many of them. The childcare subsidy that changes when your hours do. The family payments you confirm at the end of the year. Rego, insurance renewals, school forms, sport fees, and whose turn it is to do pick-up.

And with the cost of living the way it is, with groceries, power, rent and childcare all costing more, every dollar counts. It shouldn’t take an accountant to find the payments you’re entitled to, keep track of your tax deductions, or know where your super is heading.

So NestWise brings it all into one place that remembers the details, does the sums properly, and shows you what matters this week.

If that sounds like your house too, you’re in the right place.

• Helps you find money you may be missing

  Child Care Subsidy (CCS), Family Tax Benefit (FTB), Parental Leave Pay, Rent Assistance, Age Pension, and vouchers and rebates, worked out from your details with the official source for every figure.
• Keeps your tax deductions ready all year

  Log work expenses, work-from-home hours and car trips as they happen, with the receipts kept alongside, so tax time takes minutes instead of a weekend.
• Reads your paperwork, so you don’t have to

  Snap a photo of a card, bill, school note, invitation, childcare statement, payslip or policy, and NestWise pulls out what matters: the numbers, amounts, due dates and expiry dates. It reminds you before anything expires or falls due, and keeps it to hand for when you need it, like your Medicare card at the doctor or your travel papers on holiday. Private documents can be locked with a PIN or Face ID.
• Watches your bills and renewals

  Bills tracked and price rises spotted, with a nudge before a renewal rolls over so you have time to shop around.
• Brings your money picture together

  Cashflow, budget, bills and savings goals side by side, so you can see what’s coming in, what’s going out and what’s left.
• Looks after your super, investments and retirement

  Your super and investments in one view, a projection of where your retirement savings are heading, and your Age Pension worked out when the time comes.
• Keeps your family’s week in one view

  School, activities, who’s doing drop-off and pick-up, appointments and to-dos, for everyone. It spots a clash before Thursday afternoon, not during it.
• Remembers the dates for you

  Reviews, deadlines, renewals and rate changes, with a nudge when something is coming up. One less thing sitting in your head.

Whatever stage your family is at, NestWise grows with you.

Getting the numbers right matters more to us than anything else. Every figure traces back to an official source, like Services Australia, the Australian Taxation Office (ATO) or your state government, and you can read them all on our sources page.

When the government changes a rate, NestWise changes with it, and every change is checked against worked examples before it goes live. Where something can only be an estimate, we say so plainly.

Read more about how we calculate, our editorial policy, and how to report an error.

The calculators are free. Try them any time at nestwise.net.au/calculators.

The Family plan is $20 a year for the whole household, locked in for life as a founding member. It’s where NestWise starts remembering for you: your week, your bills, your reminders and your money picture, all kept up to date between visits.

NestWise keeps growing with the families who use it. If there’s something that would make your week easier, a number that doesn’t look right, or a question, we’d love to hear from you. We read every message.